Processing & Cards
Accelerate your digital transformation with our secure and intelligent payment technology.
OMOA offers robust, scalable and interoperable digital solutions that are ready to deploy for mobile banking, APIs and supervision tools.
Cloud-ready digital banking platform
We offer a full range of digital services, including accounts, transfers, payments, cards, e-wallets and client messaging. Web and mobile-ready for iOS and Android, with a responsive design.
Multi-currency e-wallets
Custom-built wallets supporting currencies, languages, merchant payments, P2P transfers, balance management and more.
Banking API Gateway
Seamless integration with telcos, fintechs, billers and third-party systems is key.
Next-gen payment platform with orchestration
Handling transactions in real time across various card networks (Visa, Mastercard, GIM), implementing fraud prevention measures, and leveraging emerging tools such as SoftPOS, Mobile Money, and QR code technology.
Real-time monitoring with multibrands monitoring platforms
Unified dashboards for service availability, incident tracking, transaction logs, KPIs and intelligent reporting.
SaaS & Cloud deployment
All OMOA digital solutions are available in SaaS/Cloud mode, providing financial institutions with secure, scalable and cost-efficient access. This approach reduces infrastructure investment, accelerates deployment, and ensures continuous updates and compliance with international standards.
FAQ
What’s included in your Digital Banking offer?
Manage your account, make transfers, use cards and wallets, send messages and access the platform on multiple devices.
Are your solutions Android/iOS compatible?
Yes. They are all responsive and optimised for both mobile and web.
How does the API integration work?
We provide a secure and documented API gateway to ensure full interoperability.
Do you offer real-time payment solutions?
Yes, instant payments and bank transfers are supported.
Can you monitor all these activities?
Absolutely. Our terminal management platform offers full oversight with custom dashboards and real-time alerts.
Flexible, secure card issuance solutions tailored to your payment strategy.
OMOA provides banks, microfinance institutions, and financial institutions across Africa with comprehensive card issuance services, from personalization to delivery, fully aligned with international security standards.
Instant or centralized issuance
Instant issuance in-branch (under 5 minutes) for account openings or urgent replacements, or centralized issuance from our certified OPS production center in Lomé with delivery timelines from D+1 to D+15.
Debit, credit & prepaid cards tailored to local needs
We support all card types, including debit, credit, prepaid, gift and corporate cards, which are designed for regional networks such as GIM-UEMOA and GIMAC, as well as global networks such as Visa, Mastercard and UnionPay.
Full compliance with international security standards
Our PCI-CPP certified center offers advanced security options, including dynamic CVV, EMV chips and biometric features.
Visual and functional customization
The personalisation of card designs (standard, metallic or transparent) and functionalities (single or multi-application) is something that clients can do, and this will boost both brand identity and user experience.
FAQ
What types of cards do you issue?
We accept debit, credit, prepaid, gift, biometric and corporate cards that are compatible with regional and international network schemes.
How fast is instant issuance?
In-branch personalisation takes less than five minutes, a fast solution for urgent client needs.
Are your cards secure and certified?
Yes. Our cards are produced in PCI-CPP-certified facilities and comply with schemes such as Visa, Mastercard, UnionPay, GIMAC and GIM-UEMOA.
Can I customize card designs?
Yes, absolutely, colour, material (metal or biodegradable) and brand visuals are all fully customisable.
Ready to transform your payments ecosystem?
Partner with OMOA to unlock secure, scalable, and innovative payment solutions designed for Africa’s financial future.
Contact us for a customised quote tailored to your organisation's needs.
© 2026. All rights reserved. Registration number: 10041272/5