Groupe 503

Digital payment

SaaS-based processing of electronic payment transactions and digitization of payment methods (Wallet, Mobile Money, Agency Banking)

Value-added electronic payment services

Processing of all electronic payment transactions
from our PCI-DSS, Visa, and MasterCard certified centers


Secure processing and reconciliation of all customer transactions

All types of transactions: bill payments, mobile money transfers, cash withdrawals, Wallet, cardless and card EMVs…
On all channels: ATM, Mobile, TPE, mPoS, …
And with all the networks: VISA, MasterCard, GIM, GIMAC, UPI, …


Integration of all relevant partners for your customers

To enable your customers to pay all their bills easily, we integrate merchants, telecommunications companies, insurers, universities and other billers into our processing and monitoring platform.

software-solution- ATM


With the systems of telecom operators



With one or more banking or authorization systems

Value-added electronic payment services

Key value-add of our processing platforms:


CI-DSS, MasterCard and Visa certified


With all telco operators and other billers

Systems and data in Africa

Compliant with international standards
Digital functions adapted to local requirements

Rapid deployment

of the SaaS solution

24/7 support

by our regional teams in Douala and Lomé

Adapted cost

Adaptation of the solution to your needs,
your constraints and your markets

6 millions

annual electronic payment transactions processed by our platforms

Our certified processing centers (PCI-DSS, Visa, MasterCard, Union Pay) process all electronic payment transactions, at a reduced cost, in SaaS and provide additional services that promote financial inclusion.

Financial institutions face many challenges:

  • Providing digital services

  • Reducing operating costs while increasing efficiency

  • Integrating all new channels (agent networks, mobile banking, online banking, ATMs, etc.)

  • Quickly accepting payments from multiple payment methods and ensuring that they are processed

  • Setting up and managing a network of agents that delivers digital financial services in the field, in a secure and efficient manner

  • Speeding up the process of on-boarding clients for opening accounts, granting loans, selling other financial products and services

OMOA’s Digital Payment services enable financial institutions to overcome these challenges.

Mobile Wallet development

We develop mobile applications that are fully integrated into your systems, allowing all of your customers to access a Mobile Wallet, whose transactions are fully processed and monitored by our integrated processing platforms.

For banks

Digitization of payment media

  • Digitization of cash into digital currency kept in prepaid accounts
  • Digitization of payment cards
  • Digitization of essential banking services

Different personalized channels available

Customized client template with the bank’s logo and design

  • ATM
  • Kiosk
  • Mobile, Web

For the customers

Real-time & online monitoring

  • Online subscription to the service
  • Opening and validation of Wallet
  • Real-time transaction processing
  • Authentification

All transactions from their mobile application

  • Transfers: W2W, A2W, W2A
  • Payment of invoices
  • Merchant payments
  • QR code payments
  • Card or cardless ATM withdrawals

Contact us

Do you need information
about our services?